Award-Winning Digital Business Banking

The best digital checking account for small businesses

Open an Innovator Business Checking account and earn up to 1.35% APY and 1% cash back. Plus, earn up to 3.00% APY when bundled with an Innovator Money Market Savings account. No monthly fee and unlimited transactions.

Learn More

Banking built for startups, optimized for growth

Earn up to 3% APY & unlimited 1% cash back with our Accelerator Product Suite. Plus, unlimited fee-free transactions, free ACH & domestic wires, and no monthly fees.¹

Explore the Benefits

Grasshopper Treasury

With portfolios built exclusively for startup clients and target yields up to 5%+, founders can now equip their finance and operations teams with tools to optimize idle cash, manage risk, and execute payments—all in one seamless platform. ‍

Explore the Benefits

Embedded Finance Solutions to Power Your Fintech

Leverage our award-winning platform and experienced team for all your corporate and end-client banking needs.

Learn More

Unlock your business potential with precision lending

Innovator Term Loan

Your next opportunity won't wait. Neither should your funding. Get up to $200,000 within one business day, exclusively for Grasshopper business banking clients.
Explore Benefits
SBA 7(a) Loan

Your flexible path to funding. Access up to $5 million for a wide range of business needs, from working capital to acquisitions.
Explore Benefits
SBA 504 Loan

Your next major business milestone. Secure long-term, fixed-rate financing for assets like commercial real estate or large equipment.
Learn More

Digital-first approach Access powerful digital tools anywhere, anytime

Securely connect your external accounts and get a complete view of how your startup is spending, saving, and earning across all your business bank accounts.
Transfer funds between accounts, send instant transfers externally, or initiate a domestic or international wire—all from one place.
Make and schedule payments from any device - via check or ACH.
Send personalized invoices directly to your customers inbox and get paid faster.
Generate reports, reconcile transactions with Autobooks or seamlessly integrate with Quickbooks, Xero (Beta) or your preferred accounting software.
Deposit a check in seconds from anywhere by taking a photo with your smartphone.
Leverage AI safely, efficiently, and at scale with our award-winning, MCP-based AI Connector, now supporting Claude and ChatGPT.
Manage users, set permissions, create approval workflows, and implement security controls to maintain oversight of your accounts.