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Savings built for small business, optimized for growth

  • Easy Digital Account Opening

    Apply online in as little as 5 minutes from any device - no lines, no hassle.

  • Say Goodbye to Fees

    No monthly maintenance or overdraft fees. Plus, benefit from free unlimited ACH transfers, incoming domestic wires, and unlimited fee-free transactions.

  • Unlimited Earning Potential

    Unlike others, we don’t limit your earnings. Enjoy 3.30% APY on your entire balance—no caps, no restrictions.<1>

  • 24/7 Online & Mobile Banking

    Access powerful digital banking tools at your fingertips and exclusive perks from industry leaders in our marketplace.

  • Expert U.S.-Based Support

    Dedicated assistance tailored to your business growth. Reach out to our experienced team by phone, email, chat or secure message today.

Save smarter, grow faster

Empowering small businesses to maximize their potential with high-yield savings and innovative digital banking tools.

  • Earn more with idle cash

    Turn stagnant funds into a powerful growth tool with a competitive 3.30% APY on balances of $25,000 or more.

  • Unlimited transfers for ultimate flexibility

    Enjoy unrestricted access to your funds, giving you the freedom to move money whenever and however your business requires.

  • Enhanced FDIC insurance

    Grow your business with confidence, knowing your funds are securely protected with FDIC insurance coverage up to $250,000. Plus access to FDIC insurance up to $125M with Grasshopper's sweep network.

We are GrasshopperWhy partner with us

Grasshopper combines the best of banking technology and years of industry expertise to deliver financial solutions, trusted security and unparalleled support to propel businesses forward.

  • Powerful Digital Tools

    Pay vendors with Bill Pay, deposit checks instantly, integrate with QuickBooks, send international wires, and more—all from your mobile app or online banking

  • Top Notch Security

    Your data and money are secure with two-factor authentication, fraud monitoring, bank-level encryption and security.

  • Dedicated Support

    Real humans with real expertise dedicated to giving your business the personalized attention it deserves.

Frequently Asked Questions

  • Yes,  the minimum opening deposit for an Innovator Savings account is the $100.

  • To earn 3.30% APY, you must maintain an average balance of $25,000 or more in your account.

  • At Grasshopper we use the daily balance method to calculate interest on our deposit accounts. This method applies a daily periodic rate to the principal available in your account each day.

    For more information about rates, refer to our rate sheet.

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