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Current as of 1/2/2025Interest Rates

This rate chart contains information about interest rates and annual percentage yields for some of the accounts we offer.

Minimum Opening DepositMinimum BalanceInterest RateAnnual Percentage Yield
Innovator Business Checking
$0.01 - $24.999.99$100.00$0.011.00%1.00%
$25,000.00 - $250,000.00$100.00$25,000.001.79%1.80%
Greater than or equal to $250,000.01$100.00$250,000.011.00%1.00%
Innovator Money Market Savings
$0.01 - $24.999.99$100.00$0.011.79%1.80%
Greater than or equal to $25,000.00$100.00$25,000.0003.49%3.55%
Accelerator Business Checking
$0.01 - $24.999.99$100.00$0.011.00%1.00%
$25,000.00 - $250,000.00$100.00$25,000.001.79%1.80%
Greater than or equal to $250,000.01$100.00$250,000.011.00%1.00%
Accelerator Money Market Savings
$0.01 - $24.999.99$100.00$0.011.79%1.80%
Greater than or equal to $50,000.00$100.00$25,000.0003.49%3.55%
CRE Business Checking
$0.01 - $24,999.99$100.00$0.011.00%1.00%
$25,000.00 - $250,000.00$100.00$25,000.001.79%1.80%
Greater than or equal to $250,000.01$100.00$250,000.011.00%1.00%
Money Market Savings
$0.01 - $99,999.99$100.00$0.011.64%1.65%
$100,000.00 - $499,999.99$100.00$100,000.001.88%1.90%
Greater than or equal to $500,000.00$100.00$500,000.002.13%2.15%
Balance Credit Rate
Soft dollar credit on DDA balances1.00%1.00%

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