Earn up to 3.30% APY
Plus, move money in and out seamlessly with unlimited transfers.
Open an AccountPlus, move money in and out seamlessly with unlimited transfers.
Open an AccountApply online in as little as 5 minutes from any device - no lines, no hassle.
No monthly maintenance or overdraft fees. Plus, benefit from free unlimited ACH transfers, incoming domestic wires, and unlimited fee-free transactions.
Unlike others, we don’t limit your earnings. Enjoy 3.30% APY on your entire balance—no caps, no restrictions.<1>
Access powerful digital banking tools at your fingertips and exclusive perks from industry leaders in our marketplace.
Dedicated assistance tailored to your business growth. Reach out to our experienced team by phone, email, chat or secure message today.
Empowering small businesses to maximize their potential with high-yield savings and innovative digital banking tools.
Turn stagnant funds into a powerful growth tool with a competitive 3.30% APY on balances of $25,000 or more.
Enjoy unrestricted access to your funds, giving you the freedom to move money whenever and however your business requires.
Grow your business with confidence, knowing your funds are securely protected with FDIC insurance coverage up to $250,000. Plus access to FDIC insurance up to $125M with Grasshopper's sweep network.
Grasshopper combines the best of banking technology and years of industry expertise to deliver financial solutions, trusted security and unparalleled support to propel businesses forward.
Pay vendors with Bill Pay, deposit checks instantly, integrate with QuickBooks, send international wires, and more—all from your mobile app or online banking
Your data and money are secure with two-factor authentication, fraud monitoring, bank-level encryption and security.
Real humans with real expertise dedicated to giving your business the personalized attention it deserves.
Open an account in as little as 5 minutes.
Apply NowYes, the minimum opening deposit for an Innovator Savings account is the $100.
To earn 3.30% APY, you must maintain an average balance of $25,000 or more in your account.
At Grasshopper we use the daily balance method to calculate interest on our deposit accounts. This method applies a daily periodic rate to the principal available in your account each day.
For more information about rates, refer to our rate sheet.