SBA Lending

Small Business Financing

Accessible financing solutions for your small business.

Acquisition & Expansions

Grow your business with confidence. Finance your expansion or acquire existing operations to reach a larger network.
Real Estate and Construction

Revamp and remodel your current facilities or build a new location with long-term financing options.
Partner Buyout

Change the ownership structure of your business in order to continue moving your business forward.
Succession Planning

Work with our seasoned experts to plan for the next generation to keep the family business growing into the future.
Debt Refinance

Lower your interest rate and increase your cash flow when you consolidate your business debt with us.

SBA Preferred Lender

As an SBA Preferred Lender, combined with a cutting-edge digital application, we can reduce timing and documentation hurdles and help you achieve your funding goals sooner. Backed by the Small Business Administration, SBA loans typically offer lower down payments and competitive terms.

SBA 7(a) Loan

The SBA 7(a) loan is the most common SBA loan product, offering financing for virtually all business expenses. An SBA 7(a) loan is a good option for working capital, acquisitions, partner buyouts, real estate purchases, refinance and more.
SBA 504 Loan

SBA 504 loans are long-term, fixed-rate financing for real estate purchases and buildouts. Our 504 loans can include acquiring commercial real estate, financing improvements within that real estate, and purchasing large equipment.

Want to learn more about our SBA 7(a) Digital Application?

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Why GrasshopperDrive your business forward with Grasshopper

Grasshopper combines the best of banking technology and years of industry expertise to deliver personalized customer service. We pride ourselves on building relationships and devising effective financing structures that produce optimal results for our clients.

Unmatched Speed

Our PLP status, combined with a cutting-edge digital application, accelerates the funding process by enabling faster documentation submission and verification.
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Personalized Experience

Our team consists of accomplished banking professionals with specialists in multiple industries prepared to design niche financing products for your specific needs.
Seamless Loan Process

With decades of experience partnering with small businesses, our team prides itself in a seamless loan process. We’re available when you need us, and adapt with you.

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Open an Innovator Business Checking account and earn up to 2.00% APY and 1% Cash Back. Plus, earn up to 3.30% APY when bundled with an Innovator Money Market Savings account. No monthly fee and unlimited transactions.

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Frequently Asked Questions

An SBA loan is a type of financing provided by private lenders but backed by the U.S. Small Business Administration (SBA), designed to support small businesses that may not meet traditional lending criteria. This government guarantee allows us to offer loans with more favorable terms, such as lower down payments, longer repayment periods, and competitive interest rates.
An SBA 7(a) loan can be used for a variety of purposes, including working capital, buying equipment or real estate or refinancing debt.
At this time, we are offering preapprovals for SBA 7(a) loans starting at $250,000 and up, catering to businesses ready to take their operations to the next level with substantial financial support.
Applying for a loan does not guarantee automatic approval. Instead, you can undergo a pre-screen process where we gather preliminary information about your business. This helps us determine if you may qualify for an SBA 7(a) loan. Although this initial step is crucial, it does not assure approval, as the final decision depends on a comprehensive evaluation of all the required documentation, verification and loan criteria.
In our application process, we conduct a soft pull to pre-qualify you for an SBA 7(a) loan, which does not impact your credit score.

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Trusted by Industry Experts

Small Business Financing

Acquisition & Expansions

Real Estate and Construction

Partner Buyout

Succession Planning

Debt Refinance

SBA Preferred Lender

SBA 7(a) Loan

SBA 504 Loan

Want to learn more about our SBA 7(a) Digital Application?

Why GrasshopperDrive your business forward with Grasshopper

Unmatched Speed

Personalized Experience

Seamless Loan Process

SMB Checking Meet the best digital business checking account

News & Resources

The Financial Brand: How Higher Interest Rates Flipped Small Business Credit Needs

Press Release: Grasshopper Debuts Digital Application for SBA Loans

CNN Underscored Money: 12 types of business loans: Which financing option is right for you?

Wall Street Journal: How to Get a Small Business Loan

Tearsheet Talks: State of SBA lending heading into 2024 with Stephanie Dunn

How to Grow Your Business with SBA 7(a) Loans

SBA Issues Notice Announcing Reduced Upfront Fees for 7(a) Loans

Everything You Need to Know About the New 2023 SBA SOP

SBA 504 Loan: Guide to Understanding the Process

The Matt Brown Show: The future of digital banking with Stephanie Dunn

SBA 7(a) Loan: Guide to Understanding the Process

Avoiding SBA Dangers: Brokers need to be aware of borrower and property details that raise red flags

Grasshopper Bank Announces SBA Preferred Lender Status

What is an SBA Loan & How Does it Benefit Small Businesses?

Frequently Asked Questions

Get in touch

SBA Lending

Apply for a SBA (7a) Loan

Is the loan amount you are seeking for your small business more or less than $250,000

At this time Grasshopper is not accepting applications for loans less than $250,000

Check out our partner that matches your funding amount below:

Trusted by Industry Experts

Small Business Financing

Acquisition & Expansions

Real Estate and Construction

Partner Buyout

Succession Planning

Debt Refinance

SBA Preferred Lender

SBA 7(a) Loan

SBA 504 Loan

Want to learn more about our SBA 7(a) Digital Application?

Why GrasshopperDrive your business forward with Grasshopper

Unmatched Speed

Personalized Experience

Seamless Loan Process

SMB Checking Meet the best digital business checking account

News & Resources

The Financial Brand: How Higher Interest Rates Flipped Small Business Credit Needs

Press Release: Grasshopper Debuts Digital Application for SBA Loans

CNN Underscored Money: 12 types of business loans: Which financing option is right for you?

Wall Street Journal: How to Get a Small Business Loan

Tearsheet Talks: State of SBA lending heading into 2024 with Stephanie Dunn

How to Grow Your Business with SBA 7(a) Loans

SBA Issues Notice Announcing Reduced Upfront Fees for 7(a) Loans

Everything You Need to Know About the New 2023 SBA SOP

SBA 504 Loan: Guide to Understanding the Process

The Matt Brown Show: The future of digital banking with Stephanie Dunn

SBA 7(a) Loan: Guide to Understanding the Process

Avoiding SBA Dangers: Brokers need to be aware of borrower and property details that raise red flags

Grasshopper Bank Announces SBA Preferred Lender Status

What is an SBA Loan & How Does it Benefit Small Businesses?

Frequently Asked Questions

Get in touch